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One app to scale your entire business

5.1 million businesses use Udhaar app to receive money, manage finances, and save time.

Your all-in-one business app

Millions of Pakistan’s best businesses trust Udhaar Book to manage cash, credit, stock, staff and payments.

Udhar salesandExpenses

Sales & Expenses

Track business income & expenses with cash book. For easy khata management, record cashflows & generate reports.

Udhar cashandUdhaar

Udhaar (Credit) & Khata

Manage udhaar transactions with credit book. Send free reminders and invoices. Use Udhaar Book for easy khata management.

Udhar staffpayroll

Staff Payroll

Automate payroll management with Udhaar Book. Manage attendance, overtime, advance payments & pay timely salaries.

Udhar itemInventory

Item Inventory

Use Udhaar easy khata app to simplify inventory management. Satisfy customers with timely restocking & low stock alerts.

Receive money from any bank or wallet in seconds

Request IBFT or wallet payments from any customer.

Udhaar requestPayment
Udhaar requestPayment

Earn extra money on everything

Make extra money & your customers happy. No investment needed.

Udhaar easyload


Sell recharge on all networks with 1 phone and earn up to 2% commission.

Udhaar billPayments

Bill Payments

Pay utility and other bills for customers, and earn huge commissions.

Udhaar Vouchers


Sell PUBG, FreeFire, Netflix & many other vouchers. Earn 4% commission.

* 100% Risk Free. Money back guarantee.

One app to run & grow every business

Udhar kiryanaStoreIcon

Kiryana & General Stores

Udhar mobileElectronicsIcon

Mobile & Electronics

Udhar distributorsIcon

Distributors & Suppliers

Udhar medicalstoresIcon

Medical Stores

Udhar stationeryIcon

Stationery Shops

Udhar hotelIcon

Hotels & Restaurants

UDhar panShopIcon

Pan Shops

Udhar garmentsShopIcon

Garment Stores

5.1 million merchants trust Udhaar Book to run their business